Net Banking solutions that keep cash flow moving
Let customers pay straight from their bank accounts with a secure, intuitive net banking experience. Reduce friction at checkout while keeping your collections fast, direct and reliable.
- Direct account-to-account payments from leading banks
- Secure, redirect-based flows your customers already trust
- Designed for eCommerce, subscriptions and bill payments
What are Net Banking Solutions?
Net Banking Solutions enable your customers to complete payments directly from their bank accounts using their familiar online banking portals. InstiFi connects your business to a wide network of banks, so customers can pay quickly and securely without relying on cards or cash. Ideal for eCommerce, service providers and subscription-based businesses that want to offer a trusted, low-friction payment method.
How InstiFi Net Banking works
From checkout to confirmation, InstiFi orchestrates every step of the net banking journey so your team doesn’t have to.
Customer selects Net Banking
At checkout, customers choose Net Banking as their preferred payment option on your website or app.
Bank is selected
They pick their bank from the list of supported institutions integrated via InstiFi Net Banking.
Secure redirection
Customers are securely redirected to their bank’s login page to authorise the payment using their existing credentials.
Instant confirmation
Once the payment is authorised, InstiFi shares real-time status updates with your systems and the customer.
Built for confidence and convenience
Net Banking with InstiFi feels familiar to your customers and powerful to your operations. We combine bank-grade security with a frictionless user journey, so every transaction feels safe, predictable and smooth.
- Trusted redirect flows to official bank portals
- Clear instructions and messaging to reduce confusion
- Optimised for mobile and desktop banking experiences
Key capabilities of InstiFi Net Banking
Everything you need to offer net banking as a reliable, high-performing payment option.
Wide bank coverage
Support a broad set of leading banks so more of your customers can complete payments using their preferred accounts.
Strong security posture
End-to-end encryption, secure redirects and strict adherence to industry standards keep transactions safe.
Seamless checkout experience
Minimal steps, clean screens and consistent UX help reduce drop-offs and payment-related anxieties.
Cost-efficient collections
Optimise your payment costs with a channel that avoids typical card MDR on eligible transactions.
Actionable transaction insights
Track bank-wise performance, peak payment hours and success rates from a unified dashboard.
Works alongside other methods
Offer net banking alongside cards, UPI and wallets so customers can always pick what works for them.
Benefits
Why businesses choose InstiFi Net Banking
Provide a payment experience that feels safe for customers and efficient for your teams.
Convenient for customers
No card details to remember. Customers pay directly from accounts they already manage daily.
Potentially lower costs
Use net banking to optimise your overall payment mix and manage transaction costs more effectively.
Higher trust and security
Customers are redirected to their own bank’s environment, reinforcing trust and reducing perceived risk.
Improved conversion rates
A clear, guided experience with fewer failure points helps more customers successfully complete payments.
Start accepting Net Banking payments with InstiFi
Offer a familiar, secure and efficient way for your customers to pay directly from their bank accounts. InstiFi Net Banking slots seamlessly into your existing checkout and scales as your business grows.